3 lakh loan without documents: Do you know that there are many RBI-approved loan-giving institutions where you do not have to provide documents to take a loan?
3 lakh loan without document loan app list
If you need a loan immediately but do not have any physical documents and you need a loan, then you can take the help of some RBI-approved and NBFC loan apps, these loan apps give you loans only on digital KYC.
| Loan App Name | Rating (Play Store) |
|---|---|
| Kosh Loan App | 4.2 |
| Ring Loan App | 4.4 |
| Kisht Loan App | 4.3 |
| Branch Loan App | 4.4 |
| Payrupik Loan App | 4.1 |
| SmartCoin ( Olyv ) Loan App | 4.1 |
| Amazon Pay Later Loan | 4.3 |
| Fibe Loan App | 4.5 |
| Finnable Loan App | 4.4 |
| KreditBee Loan App | 4.3 |
| Nira Loan App | 4.2 |
| Navi Loan App | 4.4 |
| Truebalance Loan App | 4.3 |
| Stashfin Loan App | 4.2 |
| Snapmint Loan App | 4.1 |
| Mobikwik Zip Loan App | 4.3 |
| CASHe Loan App | 4.2 |
| Hero Fincorp Loan | 4.1 |
| Creditt Loan App | 4.2 |
| Kreditzy Loan App | 4.1 |
| Paytm Postpaid Loan | 4.3 |
3 lakh loan without documents Eligibility
- First of all, you must be an Indian citizen
- It is necessary to have a source of monthly income
- You will need a savings account
- Age should be between 21 to 59
- You will need a smartphone and internet to apply.
- A mobile number linked with Aadhaar will be required
- NACH approval may also be required for which internet banking or debit card is required
3 lakh loan without documents documents
Friends, first of all, if you want a loan from these loans, then you will not need to provide any physical document for this,
- PAN card
- Aadhar card
- Online Selfie
- Aadhaar OTP so that you can sign the loan agreement online
3 lakh loan without documents Interest & fees
If you’re thinking about getting a loan without documents from online loan apps, pay close attention to the interest rates to ensure you make a safe choice.
- Interest Rate: These apps offer loans without documents at an interest rate of 25% to 36% per year because these are unsecured loans.
- Processing Fee: You might have to pay up to 10% of the loan amount as a processing fee. For larger loans, this fee can be as much as Rs 10,000.
- Penalty: If you don’t repay the loan on time, you will have to pay a penalty.
- Additional Charges: There are no extra charges apart from the ones mentioned.
- GST: You will need to pay 18% GST on all fees related to the loan.
3 lakh loan without documents apply | Loan applications up to Rs 3 lakh without documents
Let’s see how you can take a digital online loan without physical documents and what steps you must follow for this. To take this loan, first of all, you should have your documents in digital form.
- First of all, install the mentioned loan app on your phone
- Now you have to create an account here with the help of a mobile number linked to your Aadhaar
- Complete KYC for which you will need to provide complete information about yourself, documents, online selfie, and bank details
- If you are eligible for a loan up to Rs 3 lakh from these loan apps then you will get the loan offer
- To avail of this loan offer, first, you have to sign the loan agreement online
- Friends, now you will easily get this loan from your home without any hassle and any guarantee
If you find some changes in these loan apps during the application, then you have to read the instructions given on the screen and apply, you can easily take an online loan with confidence,
3 Lakh Loan Without Documents (Conclusion)
As you have seen, in this way you will get a loan sitting at home without any physical hassle just by doing KYC without any hassle, you will only need to do KYC for this and without any hassle you can take this loan for any of your needs,
Keep in mind that here you are not required to provide any documents to avail of a loan, I are not required to provide any physical documents, hope you will benefit from this information, please share it with your friends, also tell us which loan app you are going to use first,
Thank you very much for your precious time, have a nice day always!!
